Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Ready for Retirement? Are you ready for retirement? Here are five words you should consider. Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.